SPM Family Office — Established Practice

Family Office
& Cross-Border
Structuring
for International Clients

From relocation to long-term wealth architecture —
one system, one partner.

Cyprus Liechtenstein Switzerland

SCROLL

Over 9 years

Deep, first-hand expertise in the Cyprus market — navigating residency, tax and banking frameworks with institutional precision.

€256 million

Capital deployed through SPM-led structures across residency programmes, corporate vehicles and long-term wealth solutions.

500+ clients

International families and entrepreneurs guided through relocation to the island, with end-to-end advisory and execution.

€100 million

Relocated to Cyprus under SPM's coordination — structured for compliance, continuity and seamless cross-border integration.

Client Profile

Designed for clients with cross-border exposure

We advise on relocation, structuring and long-term wealth architecture across Europe and beyond.

International entrepreneurs relocating to Europe

Investors with €1M+ deployable capital

Families structuring long-term wealth

Clients operating across multiple jurisdictions

Our clients are international by profile, with presence across Europe, the Middle East and CIS.

What we do

Our areas of focus

Structured solutions across relocation, wealth, corporate and investment matters — designed as one integrated system.

01 / 04

Relocation & Residency

Helping you establish residency in Europe in a way that fits your life, your plans and your long-term direction.

Cyprus Permits Tax residency

02 / 04

Wealth Structuring

Organising your assets across jurisdictions so they are protected, manageable and ready for the future.

Foundations Trusts Holdings

03 / 04

Corporate Structuring

Setting up and maintaining international structures that support how you operate — simply and coherently.

Entities Compliance Cross-border

04 / 04

Investment Advisory

Guiding real estate investments that complement your residency plans and long-term capital strategy.

Real estate Capital ROI modelling

Engagement

How we work

A structured process designed to bring clarity, control and continuity to complex cross-border matters.

Initial Assessment

We begin by understanding your objectives, jurisdictional footprint, family context and risk profile.

Strategy Design

We develop a tailored structuring roadmap covering residency, legal setup, wealth architecture and implementation priorities.

III

Implementation

We coordinate the execution across the relevant jurisdictions, counterparties and service layers with full attention to compliance and detail.

Ongoing Support

Where needed, we remain involved beyond the initial setup to support continuity, adaptation and long-term oversight.

Every engagement begins with a focused assessment of your objectives and structuring needs.

Watch

Discover more through our videos

A closer look at residency, relocation and life across the jurisdictions we work in — straight from the people who do the work.

AI & Family Office

VAT Changes

Crypto Tax

Switzerland

AI & Family Office

VAT Changes

Crypto Tax

Switzerland

Selected Matters

Illustrative examples of how we support clients across relocation, structuring and long-term wealth matters.

Relocation Cyprus · Non-Dom

Relocation of a tech entrepreneur to Cyprus

Context

Founder of a SaaS company exiting a high-tax jurisdiction; needed personal relocation aligned with continuing operations across three countries.

Approach

Coordinated tax residency under Cyprus non-dom regime, restructured holding entity, sequenced asset transfers to preserve continuity.

Outcome

Residency obtained within the planned window; long-term effective tax position reduced; operating structure unchanged for clients and partners.

Wealth Structuring Liechtenstein · Foundation

Asset structuring via Liechtenstein foundation

Context

Multi-generational family with assets across four jurisdictions sought a single succession framework with clear governance.

Approach

Established a Liechtenstein family foundation with tailored statutes, asset migration plan and a coordinated banking and compliance setup.

Outcome

Unified governance achieved; succession framework documented; ongoing oversight delivered through a single coordinated point of contact.

Corporate Cyprus · Switzerland

Cross-border holding rebuild for an investor group

Context

Layered legacy structure no longer fit the operating reality; compliance burden was rising and substance was thin.

Approach

Designed a clean two-tier holding aligning operations with tax substance; sequenced unwind of legacy entities to preserve treaty positions.

Outcome

Compliance footprint reduced; substance documented; structure remains adaptable to future jurisdictional changes.

All cases are presented in an anonymised and simplified format.

How we think

Most advisory fails not because of lack of services — but because of lack of structure.

We do not approach relocation, corporate setup or investments as separate tasks. Instead, we design integrated frameworks where residency, legal structures and capital positioning work as one system.

Our focus is on building solutions that remain stable across jurisdictions, regulatory changes and time.

Structuring before executing

Aligning jurisdictions instead of layering them

Focusing on durability, not short-term gains

Keeping structures clear, compliant and manageable

We deliberately work with a limited number of clients. Because complexity requires attention — not scale.

If this approach aligns with your situation.

People

People behind the practice

A compact advisory team supported by a network of trusted legal, banking and structuring partners. We operate as a coordinated system rather than a fragmented set of providers.

"We design structures that endure — across borders, across generations, across change."

With over a decade of experience in cross-border advisory, Serge founded SPM Family Office to bring structure, clarity and continuity to international clients navigating complex jurisdictional landscapes.

Serge Polivar

Founder & SPM Group CEO

Write

Elena Gin Family Office Operations Manager Write

Diana Stoliarova Chief Operating Officer Write

Iryna Miroshnychenko Investment Strategy Manager Write

Petros Kiteos Legal & Compliance lead Write

Oleksandr Demchenko Marketing & Growth Manager Write

Ready to discuss your structure?

Every engagement begins with a focused assessment. We respond to all qualified enquiries within two business days.

Last updated: June 2026

1. Introduction

This Cookie Policy explains how S. Polivar Management LTD (trading as SPM Family Office) uses cookies and similar technologies on spm.family, what categories we use, and how you can control them. It should be read together with our Privacy Policy, which explains how we handle the personal data collected through these technologies.

2. What Are Cookies and Similar Technologies

Cookies are small text files placed on your device when you visit a website. They allow the site to recognise your device, remember your choices, and — where you consent — measure usage and support advertising.

We also use technologies that work in a similar way, collectively referred to as “cookies” in this Policy:

Pixels / tags — small pieces of code used to record activity (e.g. that a page was viewed or a conversion occurred);
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Software development kits and similar tools embedded by our analytics and advertising providers.

Cookies can be distinguished by duration — session cookies (deleted when you close your browser) and persistent cookies (remaining until they expire or are deleted) — and by origin — first-party cookies (set by spm.family) and third-party cookies (set by our service providers, such as Google and Microsoft).

3. Why We Use Cookies

We use cookies to: (a) make the Website function and remain secure; (b) remember your preferences; (c) understand how visitors use the Website so we can improve it; and (d) measure and optimise our advertising.

4. Legal Basis and Your Consent

In accordance with the ePrivacy Directive and the GDPR, strictly necessary cookies are set without consent because they are essential for the Website to operate. All other cookies — preferences, statistics/analytics and marketing — are set only on the basis of your prior consent (Article 6(1)(a) GDPR).

When you first visit the Website, our consent banner — provided by Cookiebot — asks you to choose which categories you allow. We use Google Consent Mode in Google Tag Manager, so analytics and advertising tags do not collect or transmit data until the relevant consent has been given. You can change or withdraw your consent at any time (see Section 7).

5. Categories of Cookies We Use

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Marketing / Advertising — used to measure the effectiveness of, and to deliver and optimise, our advertising; and, where applicable, to build audiences. Set only with your consent.

6. Detailed List of Cookies

The tables below describe the principal cookies used on the Website. The authoritative, automatically updated list — including any cookies not shown here — is generated by Cookiebot and displayed via the Cookie Declaration (see Section 9). Durations are indicative and may vary by provider configuration.

6.1 Strictly necessary

Cookie

Provider

Purpose

Duration

CookieConsent

Cookiebot (spm.family)

Stores your cookie-consent state for the current domain

1 year

6.2 Statistics / Analytics (set only after consent)

Cookie

Provider

Purpose

Duration

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Google Analytics 4

Distinguishes unique users

~2 years

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Google Analytics 4

Persists session state for GA4

~2 years

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Google Analytics

Distinguishes users

24 hours

_gat / _gat_*

Google Analytics

Throttles request rate

1 minute

_clck

Microsoft Clarity

Persists the Clarity user ID and preferences

1 year

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Microsoft Clarity

Connects multiple page views into a single session recording

1 day

CLID

Microsoft Clarity

Identifies the first time Clarity saw this user on the site

1 year

ANONCHK

Microsoft (Clarity/Bing)

Indicates whether the MUID identifier is used for analytics

10 minutes

Microsoft (Clarity/Bing)

Indicates whether to refresh the MUID identifier

7 days

MUID

Microsoft (Clarity/Bing)

Identifies unique browsers for analytics and operational purposes

~1 year

Microsoft (Clarity)

Synchronises the MUID identifier across Microsoft domains

Session

Cookie

Provider

_ga

Google Analytics 4

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Google Analytics 4

_gid

Google Analytics

_gat / _gat_*

Google Analytics

_clck

Microsoft Clarity

_clsk

Microsoft Clarity

CLID

Microsoft Clarity

ANONCHK

Microsoft (Clarity/Bing)

MUID

Microsoft (Clarity/Bing)

Microsoft (Clarity)

Purpose

Duration

Distinguishes unique users

~2 years

Persists session state for GA4

~2 years

Distinguishes users

24 hours

Throttles request rate

1 minute

Persists the Clarity user ID and preferences

1 year

Connects multiple page views into a single session recording

1 day

Identifies the first time Clarity saw this user on the site

1 year

Indicates whether the MUID identifier is used for analytics

10 minutes

Indicates whether to refresh the MUID identifier

7 days

Identifies unique browsers for analytics and operational purposes

~1 year

Synchronises the MUID identifier across Microsoft domains

Session

Microsoft Clarity also provides heatmaps and session recordings (clicks, scrolling and mouse movement). Clarity applies automatic masking to input fields; we do not use it to capture the content you type into forms.

6.3 Marketing / Advertising (set only after consent)

Cookie

Provider

Purpose

Duration

_gcl_au

Google Ads (Conversion Linker)

Stores and tracks ad-click conversions

3 months

IDE

Google (doubleclick.net)

Measures and reports on ad performance; remarketing

~1 year

test_cookie

Google (doubleclick.net)

Checks whether the browser supports cookies

1 day

_gcl_*
(variants)

Google Ads

Conversion attribution

Up to 3 months

Cookie

Provider

_gcl_au

Google Ads (Conversion Linker)

IDE

Google (doubleclick.net)

test_cookie

Google (doubleclick.net)

_gcl_*
(variants)

Google Ads

Purpose

Duration

Stores and tracks ad-click conversions

3 months

Measures and reports on ad performance; remarketing

~1 year

Checks whether the browser supports cookies

1 day

Conversion attribution

Up to 3 months

7. How to Manage or Withdraw Your Consent

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8. "Do Not Track" and Global Privacy Control

Some browsers offer “Do Not Track” (DNT) or Global Privacy Control (GPC) signals. As there is currently no uniform industry standard for how these signals must be handled, our primary mechanism for honouring your choices is the Cookiebot consent banner described above.

9. Cookie Declaration (live list)

To keep the cookie list accurate and in sync with each scan, embed the Cookiebot Cookie Declaration on this page:

				
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10. Third-Party Information

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11. Consequences of Disabling Cookies

If you decline non-essential cookies, the Website will continue to function, but some features may be limited and we will be unable to measure and improve your experience or the effectiveness of our communications.

12. Changes and Contact

We may update this Cookie Policy from time to time; the “Last updated” date reflects the current version. Questions can be sent to [email protected].

Disclosures

Last updated: June 2026

1. Nature of Services

SPM Family Office provides independent advisory and structuring services to private clients, families and entrepreneurs operating across multiple jurisdictions. Our practice focuses on cross-border residency planning, asset structuring, corporate organisation and investment advisory. All services are provided pursuant to a written engagement letter that defines the scope, terms and limitations of our work.

2. Not a Regulated Financial Institution

SPM Family Office is an independent advisory practice. We are not a bank, licensed investment firm, asset manager, law firm or insurance provider. We do not hold or manage client funds, and we do not provide regulated financial services as defined under MiFID II or equivalent legislation. Where regulated services are required, we coordinate with, and introduce clients to, appropriately licensed professionals in the relevant jurisdiction.

3. No Investment Advice or Solicitation

Nothing on this website, or in any general communication from SPM, constitutes investment advice, a recommendation, an offer, or a solicitation to buy or sell any financial instrument or to enter into any transaction. Any references to structures, jurisdictions or approaches are illustrative and general in nature, and do not take account of your individual circumstances.

4. Independence and No Undisclosed Compensation

SPM operates on a fee-for-service basis. We do not receive commissions, referral fees or undisclosed compensation from third-party service providers. All referrals to external counsel, banks or corporate service providers are made solely on the basis of professional judgement and the client’s interest.

5. Jurisdictional Scope

Our advisory services operate across Cyprus, Liechtenstein and Switzerland. Advice on legal and tax matters in these jurisdictions is provided in coordination with locally licensed legal and tax professionals. We do not hold ourselves out as providing jurisdiction-specific legal or tax advice independently of such professionals.

6. No Guarantee of Outcomes

All structuring and planning work is based on the law, regulation and administrative practice in force at the time of engagement. Laws and their interpretation change, and no guarantee is made as to the future treatment of any structure, residency status or tax position. Past results achieved for other clients are not indicative of future outcomes.

7. Forward-Looking Statements

Any forward-looking statements, projections or expectations referenced in our materials are inherently uncertain and subject to change. They should not be relied upon as a promise or guarantee of any future result.

8. Anti-Money-Laundering and Client Due Diligence

Where we accept an engagement, we are required to perform client due diligence and to comply with applicable anti-money-laundering (“AML”) and counter-terrorist-financing obligations. We may be required to obtain and verify identity and source-of-funds information before or during an engagement.

9. Conflict of Interest Policy

We maintain a formal conflict-of-interest policy. Where a potential conflict is identified, it is disclosed to the client before the engagement proceeds. Clients retain the right to seek independent advice at any stage.

10. Confidentiality

We treat all client information as strictly confidential and disclose it only as necessary to provide the services requested, or where required by law or regulation, in accordance with our Privacy Policy and applicable professional obligations.

11. Contact

For questions about these disclosures, please contact [email protected].

Terms

Last updated: June 2026

1. Introduction and Acceptance

These Terms of Use (“Terms”) govern your access to and use of the website spm.family (the “Website”), operated by S. Polivar Management LTD, trading as SPM Family Office (“SPM”, “we”, “us”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

2. About Us

S. Polivar Management LTD is a company incorporated in the Republic of Cyprus (registration number HE368516; VAT CY10368516R), with its registered office at Marimax Business Center, Dimokratias Ave 44, Office 104/1st Floor, Paphos 8028, Cyprus.

3. Eligibility

The Website is intended for adults seeking information about our advisory services. By using it, you confirm that you are at least 18 years old and legally able to enter into these Terms.

4. Informational Purpose Only — No Advice

The Website is provided for general informational purposes only. Nothing on the Website constitutes, or should be relied upon as, legal, tax, financial, investment or other professional advice. You should obtain professional advice tailored to your specific circumstances before taking, or refraining from, any action.

5. No Client Relationship

Accessing the Website or submitting an enquiry does not create a client, advisory or fiduciary relationship with SPM. A formal engagement arises only upon the execution of a written engagement letter signed by both parties. Information you submit through the Website is treated in accordance with our Privacy Policy, but submitting it does not oblige us to provide services.

6. Permitted Use

You may use the Website for lawful, personal and business-informational purposes, in accordance with these Terms and all applicable laws.

7. Prohibited Use

You agree not to:

use the Website in any way that is unlawful, fraudulent or harmful;
attempt to gain unauthorised access to the Website, its servers or any connected systems;
introduce viruses, malware or other malicious code;
interfere with or disrupt the integrity or performance of the Website;
scrape, harvest or collect data from the Website by automated means without our consent;
reproduce, copy or exploit any part of the Website for commercial purposes without our prior written consent;
misrepresent your identity or affiliation.

8. Intellectual Property

All content on the Website — including text, design, layout, graphics, logos and structure — is owned by S. Polivar Management LTD or its licensors and is protected by intellectual property laws. Except as expressly permitted, you may not reproduce, distribute, modify, publish or use any content without our prior written consent. All rights not expressly granted are reserved.

9. Information You Submit

You are responsible for ensuring that any information you submit through the Website is accurate and that you are entitled to provide it. You should not submit confidential or sensitive information through the enquiry form beyond what is necessary to describe your initial request.

10. Accuracy and Availability

We make reasonable efforts to ensure the Website is accurate and available, but we do not warrant that it will be uninterrupted, error-free, or that defects will be corrected. Laws, regulations and market conditions change, and content may become out of date. We may modify, suspend or discontinue any part of the Website at any time without notice.

11. Third-Party Links

The Website may contain links to third-party websites. We are not responsible for the content, accuracy or practices of any third-party website, and the inclusion of any link does not imply endorsement.

12. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the Website and its content are provided “as is” and “as available”, without warranties of any kind, whether express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, or non-infringement.

13. Limitation of Liability

To the fullest extent permitted by applicable law, SPM and S. Polivar Management LTD shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages, or any loss of profits, data, goodwill or other intangible losses, arising out of or in connection with your use of, or inability to use, the Website or its content. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.

14. Indemnification

You agree to indemnify and hold harmless SPM and S. Polivar Management LTD, and their directors and personnel, from any claims, losses or expenses arising out of your breach of these Terms or your unlawful use of the Website.

15. Privacy

Your use of the Website is also governed by our Privacy Policy and Cookie Policy, which are incorporated into these Terms by reference.

16. Changes to These Terms

We may update these Terms from time to time. The “Last updated” date indicates the current version. Your continued use of the Website after changes take effect constitutes acceptance of the revised Terms.

17. Severability and Waiver

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any provision is not a waiver of our right to do so later.

18. Entire Agreement

These Terms, together with the Privacy Policy, Cookie Policy, Legal Notice and Disclosures, constitute the entire agreement between you and us regarding your use of the Website.

19. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of Cyprus. Any disputes arising out of or in connection with these Terms or the Website shall be subject to the exclusive jurisdiction of the courts of Cyprus, without prejudice to any mandatory consumer-protection rights you may have in your country of residence.

20. Contact

Questions about these Terms may be sent to [email protected], or to S. Polivar Management LTD at the address above.

Family Office & Cross-Border Structuring for International Clients

Designed for clients with cross-border exposure

Our areas of focus

Relocation & Residency

Wealth Structuring

Corporate Structuring

Investment Advisory

How we work

Initial Assessment

Strategy Design

Implementation

Ongoing Support

Discover more through our videos

Selected Matters

Relocation of a tech entrepreneur to Cyprus

Asset structuring via Liechtenstein foundation

Cross-border holding rebuild for an investor group

Most advisory fails not because of lack of services — but because of lack of structure.

People behind the practice

Ready to discuss your structure?

Request a Consultation

1. Website Operator

2. Responsibility for Content

3. Nature of the Service

4. Disclaimer for Content

5. Disclaimer for External Links

6. Intellectual Property

7. Online Dispute Resolution

8. Applicable Law

1. Introduction

2. What Are Cookies and Similar Technologies

3. Why We Use Cookies

4. Legal Basis and Your Consent

5. Categories of Cookies We Use

6. Detailed List of Cookies

7. How to Manage or Withdraw Your Consent

8. "Do Not Track" and Global Privacy Control

9. Cookie Declaration (live list)

10. Third-Party Information

11. Consequences of Disabling Cookies

12. Changes and Contact

1. Nature of Services

2. Not a Regulated Financial Institution

3. No Investment Advice or Solicitation

4. Independence and No Undisclosed Compensation

5. Jurisdictional Scope

6. No Guarantee of Outcomes

7. Forward-Looking Statements

8. Anti-Money-Laundering and Client Due Diligence

9. Conflict of Interest Policy

10. Confidentiality

11. Contact

1. Introduction and Acceptance

2. About Us

3. Eligibility

4. Informational Purpose Only — No Advice

5. No Client Relationship

6. Permitted Use

7. Prohibited Use

8. Intellectual Property

9. Information You Submit

10. Accuracy and Availability

11. Third-Party Links

12. Disclaimer of Warranties

13. Limitation of Liability

14. Indemnification

15. Privacy

16. Changes to These Terms

17. Severability and Waiver

18. Entire Agreement

19. Governing Law and Jurisdiction

20. Contact

1. Introduction

2. Who We Are — Data Controller

3. Definitions

4. The Personal Data We Collect

5. Purposes of Processing and Legal Bases

6. Cookies and Tracking Technologies

7. Marketing Communications

8. Disclosure of Personal Data — Recipients and Processors

Family Office
& Cross-Border
Structuring
for International Clients